Magazine - Smarts Investor - March 08

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Some single-premium investment-linked policies have no martality charge - that is, 100 percent of premium is invested.
Some plans are structured like the "balloon payments" of automobile leases where the bulk of the premiums are paid until, say, age 55 and the policyholder continues to enjoy both investment gains and insurance benefits thereafter.

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Deutsche Asset Management ( DWS Investment Services )
- RREEF Asia-Pacific Real Estate Securities
http://www.fundsupermart.com/main/fundinfo/viewFund.svdo?sedolnumber=DREFAPRE